WHITE LABEL PAYMENT FACILITATOR

Let’s start a PayFac business

Hips is a clean PayFac API and platform that allows you to onboard merchants, programmatically create merchant accounts quickly and efficiently, by processing transactions under a sub-merchant platform.
Payment facilitator
PayFac or ISO
Start your Payment Facilitator / ISO business in minutes rather than years by connecting to Hips's global payment network for rapid deployment.

Hips payment platform enables your merchants to launch within minutes by provisioning both the merchant account and gateway services within a real-time manner.

Front your merchants
Front your merchants with your own domain, colors and logotype. Merchants can integrate direct to your api or sdk, delivered by Hips, or use any of our payment plugins.
Acquirer
Add mobile and web payment services to your offering. Plugin your own backend, acquiring engine, fraud management or go fully integrationless and use our products. We support most acquirer integration protocols like ISO 8583 (87,93,03) and ISO 20022 Nexo Acquirer Protocol.

WE SUPPORT YOU IN OVER 70 COUNTRIES WORLDWIDE

Deploy your payment services anywhere on Hips's Global Payment Network.
See Pricing DetailsLearn more about Hips's Global Payment Network
VisaMastercardAmexMaestroJcbUnionpayDiscoverDiners
ApplepayGooglepay
SepaKlarnaGiropayIdealSwishVippsAchPrzelewySofortMultibancoBancontactBoletoPoli
PaypalAlipayWechatpay
> curl --request POST --url https://api.hips.com/v2/payments \--header 'Accept: application/json' \--header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \--header 'Content-Type: application/json' \--data '{ "source": "card","card": {  "number": "4111111111111111",  "exp_month": "01",  "exp_year": "21",  "cvc": "123" },"purchase_currency": "USD","amount": 995,"customer": {  "email": "john@doe.com" }}'
> curl --request POST --url https://api.hips.com/v2/tokens \ --header 'accept: application/json' \ --header 'content-type: application/json' \ --data '{ "source":"card", "card":{   "number":"4111111111111111",   "exp_month":"12",   "exp_year":"25",   "cvc":"123" }}'
> curl --request POST --url https://api.hips.com/v2/payments \--header 'Accept: application/json' \--header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \--header 'Content-Type: application/json' \--data '{"source": "card_token","card_token": "73jWmRr6iGmiDN14UH6cut6g","purchase_currency": "USD","amount": 995,"customer": {  "email": "john@doe.com" }}'
> curl --request POST --url https://api.hips.com/v2/orders \ --header 'Accept: application/json' \ --header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \ --header 'Content-Type: application/json' \ --data '{ "order_id": "123", "purchase_currency": "USD", "cart": {   "items": [{     "type": "physical",     "name": "Hips cup",     "quantity": 1,     "unit_price": 1000 }]}}'

API BUILT WITH DEVELOPERS ❤️ IN MIND

We enable developers to easily script payment services.
Developer portal

Features and benefits

Hips payment gateway is a core component of all Hips payment acceptance products.
Terminal
Virtual Terminal

Swipe cards or key in payment details over the phone or through mail order from a browser.

Accounting
Reporting Capabilities

Get detailed insight into transactions and use the Transaction Search tool to find exactly what you’re looking for.

Schedule
Recurring Billing

Bill customers on a regular basis by establishing a recurring billing schedule.

Collect
OneClick Checkout

Quickly and easily integrate a website to our OneClick Checkout with one of our plugins.

Business
Third-Party integrations

Access processor integrations and a growing list of shopping cart integrations.

Genealogy
Transaction Routing

Automatically determine which MIDs to route transactions to based on active routing directives using a single gateway account.

Services
Batch / Offline Processing

Upload files to the platform and process large volumes of transactions all at once.

Briefcase
Product Manager

Enter and manage product SKUs and keep inventory organized with our unified product database.

Api
Flexible Integration Methods

Full customization and control over accepting payments within your own mobile applications and software with our diverse APIs and SDKs.

Double right
QuickPay

B2B/B2C solution to quickly accept payments in already issued invoices where the amount is unknown.

Financing
Point of Sale Financing

Offer the customer the option to part pay, or pay later direct in the checkout / Point of Sale

Anti fraud
Anti Fraud

Anti Fraud system based on machine learning. Add your own business rules if you want.

Communication
Dispute management

Manage disputes and chargebacks, and let the merchant work and respond to them directly in their admin portal.

Language
Mutilingual

The whole platform - all parts - are translated into 18+ languages.

Currency
Multicurrency

Multiple authorization and settlement currencies

Exchange
Currency Convertion

Real time currency conversion with markup possibilities. Customer can opt in/out direct in checkout / Point of Sale

Swift
Reconciliation

Reconciliation service creates ISO 20022 / CAMT bank files for seamless payout to your merchants.

Boarding
Automated Onboarding

Automated onboarding of merchants where they provide passport, business documents and a selfie via our onboarding system.

Tms
Terminal management (TMS)

Remotely manage your payment devices including any necessary firmware updates required for security or continued EMV compliance.

Hsm
Cloud HSM

PCI-HSM certified Cloud based HSM solution. Skip hardware scaling and maintenance problem.

Bram
BRAM Monitoring

MasterCard certified merchant BRAM monitoring solution.

P2pe
Point to Point Encryption (P2PE)

Ensure cardholder data is not exposed at any time during a payment transaction with P2PE, the most secure and effective solution.

Remote key injection
Remote Key Injection

Instead of the traditional manual process, use the more cost effective and faster alternative to automatically and securely complete payment terminal key injection at the point of sale.

Tokenization
Tokenization

Reuse tokenization cardholder data from previous transactions without having to store or secure it. The token can be used for subsequent transactions without the cardholder data being re-entered.

Sca
Strong Customer Authentication (SCA)

PSD2 and SCA-Ready Fraud Protection for Ecommerce

3d secure 1
3D Secure 1.0.2

Fallback 3D secure protocol for card issuers that does not support the new EMV® 3DS 2.0

3d secure 2
3D Secure 2.0 (EMV® 3DS)

3DS2 is designed to improve upon 3D Secure 1 (3DS1) by addressing the old protocol's pain points, and delivering a much smoother and integrated user experience along with biometric authentication.

Emv qr 1
EMV QR Payment

Merchant presented ISO 18004-compliant EMV QR Payments both Online and In-Store.